Your Year-End Legacy Checkup: Is Your Plan Ready for 2026?

🗂️ When Was the Last Time You Reviewed Your Legacy Plan?

Most people create their estate or business plan and then forget about it. But life changes fast — and your legacy plan should keep up.

Whether you experienced new investments, life milestones, business growth, or family changes this year, December is the perfect time to make sure your plan still reflects your reality and your intentions.

This month, we’re focusing on your Year-End Legacy Review — a simple but strategic process that protects everything you’ve worked for.

🎯 5 Key Areas to Review Before the Year Ends

1. Update Family & Beneficiary Information

👨‍👩‍👧 Major life changes? Births, deaths, marriages, and divorces all require immediate updates.

🔑 Pro Tip: Outdated beneficiary designations override your will or trust — always review them each year.

2. Review Your Will, Trust, & Powers of Attorney

📜 These documents should evolve as your life and goals evolve. If your documents are more than 2 years old, it’s likely time for a refresh.

🔑 Pro Tip: Make sure your appointed guardians, trustees, and agents still reflect your wishes.

3. Evaluate Your Business Structure & Agreements

💼 Did your business grow this year? Add partners? Launch new products? Expand revenue streams?

🔑 Pro Tip: Update your operating agreement and succession plan to reflect your current business landscape.

4. Reassess Your Financial & Tax Strategy

💰 New assets? Investments? Real estate purchases? Make sure they’re titled correctly and connected to your legacy plan.

🔑 Pro Tip: Year-end is ideal for tax-efficient gifting and wealth transfers.

5. Organize Your Essential Documents

📂 A plan only protects your loved ones if they can access it. Your documents should be stored safely, clearly labeled, and easy to locate.

🔑 Pro Tip: Create a digital + physical “Legacy Binder” for your family and personal representatives.

🌟 Why Year-End Reviews Matter

A legacy plan isn’t something you create once — it’s something you maintain.

A December checkup helps you:

• Prevent future disputes

• Avoid probate complications

• Ensure your business continues smoothly

• Keep your family fully protected

• Enter 2026 with clarity and peace of mind

You worked hard this year. Now make sure your legacy is protected for next year — and every year after.

✅ Your Action Steps This Month

• Review all estate, business, and financial documents

• Update beneficiaries and fiduciaries

• Evaluate new assets and major life changes

• Schedule a professional review before 2026 begins

• Organize your legal and financial files for easy access

📣 End the Year With Confidence & Clarity

✨ Book Your Year-End Legacy Review with Cynthia

We’ll ensure your documents, structures, and strategies are strengthened, updated, and aligned with your 2026 goals.

📞 Schedule Your Free Consultation Here

💫 A Strong Year Ends With a Strong Legacy Plan

This December, give yourself the gift of security…

and give your loved ones the gift of clarity.

With Purpose + Legacy,

Cynthia Gallardo
Your Leading Legacy Lawyer™
🛡️Protect. Preserve. Pass It On.